Properties Worth a Closer Look
We're exploring these for both personal use and investment potential — comparing rental income, zoning, condition, and total ownership cost. Nothing here is a recommendation to buy; it's research to inform your decision.
James & Kelley, after our conversation, I wanted to put together a more detailed look at the opportunities we've discussed. Beyond finding the right property, we'll also explore rental income, zoning regulations, total ownership costs, and long-term investment considerations so you can make a well-informed decision.
You're exploring your options and not in a rush — so we'll take the time to get this right.
Properties We're Researching
Each card separates verified facts from the questions still pending. Kihei Villages #19-106 remains your original property of interest on the Properties page.
Sugar Beach Resort
North Kihei (Maalaea-side)
Zoning verification, rental eligibility, rental history, oceanfront exposure, shoreline risks, HOA, and investment potential.
- Zoning
- To Be Confirmed
- Rental eligibility
- To Be Confirmed
- HOA
- To Be Confirmed
- Oceanfront
- Yes — oceanfront on Sugar Beach
- Shoreline risk
- Under research — shoreline erosion & seawall records requested
Verified so far
- Oceanfront location on Sugar Beach
- South Maui condominium complex
Pending
- Confirm current zoning (apartment vs. hotel) and Bill 9 status
- Confirm lawful short-term rental eligibility and association rules
- Request rental-income history for the specific unit
- Review shoreline erosion records and any seawall concerns
- Review HOA fees, reserves, master insurance, and pending assessments
Kamaole Sands
South Kihei
Bill 9 exposure, potential rezoning, rental income, unit condition, and South Kihei location.
- Zoning
- To Be Confirmed
- Rental eligibility
- To Be Confirmed
- HOA
- To Be Confirmed
- Oceanfront
- No — across the street from Kamaole Beach
- Shoreline risk
- Lower direct exposure — to be confirmed
Verified so far
- South Kihei location near Kamaole Beach parks
- Large condo complex
Pending
- Confirm zoning and Bill 9 / Minatoya List status
- Confirm short-term rental eligibility and any pending rezoning
- Request rental-income history and occupancy data
- Review unit condition and renovation needs
- Review HOA fees, reserves, and insurance
Additional Kihei Investment Opportunities
Kihei (various)
Comparable units in appropriate price ranges, including verified hotel-zoned properties where appropriate, prioritizing documented rental histories.
- Zoning
- To Be Confirmed
- Rental eligibility
- To Be Confirmed
- HOA
- To Be Confirmed
- Oceanfront
- Varies
- Shoreline risk
- Varies
Verified so far
- Search in progress across Kihei complexes
Pending
- Identify comparable units in the $400k–$600k range
- Include verified hotel-zoned properties where appropriate
- Prioritize properties with documented rental histories
- Compare total ownership costs across candidates
These are research candidates, not confirmed recommendations or guaranteed available listings. Zoning, rental eligibility, and rental history must be verified per property.
What Could This Home Earn — and Cost?
Adjust down payment, rate, nightly rate, occupancy, and expenses to model rental cash flow. Nothing here is a guarantee — where rental history is unavailable, we show 'Rental History Requested.'
Purchase & Financing
Rental Assumptions (short-term)
Approximate occupancy needed to cover the monthly ownership cost shown.
P&I + HOA + taxes + insurance. Always the full cost — never P&I alone.
These are educational estimates, not a guarantee of rental income or a mortgage quote. Occupancy and nightly rates vary by unit, season, and management. Where actual rental history is unavailable we show "Rental History Requested." Confirm all figures with your lender and the property's management records.
What We're Looking Into for You
Each task is pending until I've verified or completed it. Progress is saved on this device; cross-device sync is not yet enabled.
14 of 14 tasks remaining — all start as pending until verified.
Research tasks are verified by Quinn. Visitors can view but not alter them.
Research progress is stored locally in your browser (localStorage) and is not synchronized across devices. Architecture is prepared for an authenticated, shared portal later. Official research milestones are only marked complete after Quinn has verified them.
Financing & Monthly Ownership Costs
Model 20%, 25%, and 30% down with the full cost-of-ownership calculator, then talk scenarios through with Robert Lucido Jr. at Moxie Mortgage.
Robert is a potential resource, not an obligatory lender. You're free to select and compare any lender. Confirm his Hawaii loan-originator authorization directly.